Every home sale incurs fixed costs. Buyers and sellers usually share these costs, as specified in the sales contract.
Many of the costs associated with buying a house are associated with getting the loan. At STELLAR mortgage corporation, we have extensive experience in mortgage lending, so we can provide you with a comprehensive list of mortgage-related costs in your "Loan Estimate".
Soon after you apply for a loan, we will give you the "Loan Estimate" of your closing costs. The closing costs specified are estimated based on STELLAR mortgage corporation's experience with mortgage loans, but costs often vary by small amounts between delivery of the LE and closing. We field questions about these costs every day at STELLAR mortgage corporation, so don't hesitate to contact us if you have questions.
We've provided a general list of closing costs below, but we will give you a specific list of closing costs, with amounts, soon after you complete your loan application. At STELLAR mortgage corporation, we don't believe in surprises, so if your costs change, we will be sure to let you know immediately.
Standard Closing Costs
Underwriting FeeAppraisal Fee Credit Report Condominium ReviewEscrow Fees TaxesClosing Agent Fees
Transfer Taxes & Recording Fees Insurance
Flood or Earthquake Insurance Private Mortgage Insurance (PMI) Title Insurance
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